Online Baccarat Games

Baccarat is an popular casino game found at most real money baccarat sites. In a standard baccarat game, players are tasked with betting on who will have the higher scoring hand - the player or the dealer. Each card receives a point value, with Aces worth 1, 2s through 9s worth face value, and 10s and face cards worth 0. Each player, including the dealer, receives two cards initially. Each player's score is calculated by adding the value of the two cards together and taking only the right digit into consideration. For example, a hand of 7 and 9 gives a total of 16, for a score of 6.

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From here, players can receive an additional card so long as neither the player nor the dealer has a score of 8 or 9. Players can hit with a total of less than 5. Online gambling sites use a chart to determine whether the dealer must hit or stand. Betting on the dealer pays even money minus 5%, while bets on the player pay 1:1. A successful bet on a tie pays 8:1.

There are several online baccarat games and variations that alter these rules and offer additional features for players. These game variations include:

  • Double Fortune Baccarat
  • Chemin de Fer
  • 3 Card Baccarat
  • Super Pan 9
  • Baccarat Gold

Double Fortune Baccarat

In the Double Fortune baccarat game variation, two shoes are used. Each shoe contains 8 decks. Each player receives hands from both shoes simultaneously. From here, players can wager on the outcome of both shoes, or either one. When betting on the player, banker or a tie, the odds are the same as in a traditional baccarat game.

However, the Double Fortune Baccarat online game variation introduces two side bets: pairs and ties. Betting on pairs will result in payouts ranging from 2:1 for a pair on either game up to 100:1 if all four dealt hands are pairs. This bet has a 3.45% house edge. The other side bet, Double Fortune Ties, pays from 3:1 for a tie on either of the games up to 50:1 for equal value ties on both games. This bet offers a 4.51% house edge.

Chemin De Fer

Chemin de Fer is a rare and old baccarat game variation that's still offered by some online gambling sites. This baccarat game type uses six decks. Players who receive a score of 8 or 9, called a natural, must turn over their cards immediately. This online gambling game differs most heavily from traditional baccarat because of a rule that allows the player who placed the biggest wager to choose whether to accept a third card. If a third card is accepted, the dealer will have the option of taking an additional card as well.

3 Card Baccarat

Although 3 Card Baccarat is primarily found at Macau casinos, some online gambling sites are beginning to offer it as an online baccarat game variation. 3 Card Baccarat, which uses a single deck, is similar to standard baccarat in that point values for each card are identical. However, as its name suggests, each player receive three cards in every hand.

The best possible hand in the 3 Card Baccarat game variation is three face cards. Aside from this, hands are scored as in normal baccarat. In the case of a tie, the winning hand is the one with more face cards. If both hands have the same point values and number of face cards, the wagers push. 3 Card Baccarat is notable because it contains an optional Three Faces side bet, in which you'll receive a payout of 16:1 if the dealer receives three face cards. This bet has an 83% house advantage, making it the worst possible wager of any common casino game.

Super Pan 9

Super Pan 9 is an interesting online baccarat game variation in which 12 decks of 36 cards are used. The decks contains Aces, cards 2 through 6, and face cards. Each player, including the banker, makes a wager before receiving three cards facing down. Players can then decide whether to stand or take one more card. Hands are scored exactly as in normal baccarat, by adding the cards together and taking the final digit as the hand value. Beating the banker's score results in even money, while a tie results in a push.

Baccarat Gold

Baccarat Gold is a somewhat rare online baccarat game variation offered by relatively few online gambling sites. In this game type, eight decks are used, and each player receives two cards. When you bet on the player as opposed to the banker, you can choose to receive an additional card with a point total of 5.

Different online gambling websites use various rules to determine whether the banker may hit. This game offers a house edge of roughly 1.15% for bets on both the player and the banker. The house edge for tie bets, which pay 9:1, is 4.9%.